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Ainagul is 42 years old, and she and her husband are raising four children. Ainagul has a secondary education. Her family's main source of income is Ainagul's animal husbandry business, which she started 16 years ago with 20,000 somi (KGS) worth of cattle. As a result of her hard work, today Ainagul has two milk cows, one horse, one bull calf, and 40 sheep. Her monthly income is 5,000 somi (KGS).

With an aim to further developing her business, Ainagul applied to the microfinance bank Bai Tushum & Partners for a loan of 70,000 somi (KGS) to buy cows in order to increase the size of her herd. Ainagul plans to invest the profits from her loan in further increasing the number of cattle she has, as well as save money for her children's future education.
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Айнагул 42 года, замужем, вместе с супругом воспитывают 4 детей. У Айнагул - среднее образование, в качестве основного дохода для своей семьи Айнагул занимается животноводством, стартовав 16 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Айнагул, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 1 бычок, 40 овец. Ежемесячный доход составляет 5,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнагул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку на покупку коров для увеличения поголовья скота. Доходы от кредита Айнагул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Ainagul to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 15, 2013
Currency Exchange Loss:
Oct 17, 2014