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Kov, aged 34, is a hard-working woman who has been involved in three businesses: farming followed by fish selling and pig fattening businesses. She works tirelessly to promote a moderate living standard and to provide her three children with quality of life. With the income earned from her business activities, she covers her daily costs such as food, household bills and other allowances needed to support her children at school. In the same manner, Kov’s husband supports his family through his dedication to fishing and transportation businesses.

As of now, Kov has applied for a loan amounting to USD300 through HKL's branch office to purchase a trailer which will be attached to her husband’s motorcycle to provide transportation services.

She hopes that, through this investment, her husband will be able to earn additional income to sustain her family's living standard. Kov thanks lenders for their support. She awaits your kindness and relies on your generosity.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Kov to purchase a trailer to attach to her husband’s motorcycle to provide transportation services.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Sep 15, 2013
Currency Exchange Loss:
Feb 19, 2014