Brisa Del Amanecer Group
The group's members are engaged in various businesses, including a hardware store, selling "salchipapa" (a dish of fried sausage and potato), selling food, a neighborhood store, a sewing workshop, knitting sweaters, selling glassware, selling toasted snacks, selling hamburgers and "rellenos" (pastries made from fried stuffed mashed potato), selling detergents. The loan will benefit these microentrepreneurs, including Vicenta.
Vicenta indicates that she has been part of Pro Mujer for 15 years, and joined at the invitation of a friend who is a member of the institution. She currently has a business selling "rellenos". She explains that she began this business with a bit of capital, having learned the cooking techniques from her mother.
The loan she will take out now is to increase her capital, for buying a stove and chicken that she will get from the street markets of the city of La Paz. After cooking, she will sell it in the public squares in the city of El Alto. This work allows her to generate resources to support her household, as she is a widow and has four children.
When asked what she likes about Pro Mujer, Vicenta says that she likes the health services and the ease of the loan process.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vicenta es integrante, ella indica que hace quince años que integra Pro Mujer, ingresando por invitación de amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de rellenos; cuenta que este negocio lo emprendió con un poco capital, ya que aprendió la técnica de cocina de su madre.
El crédito que ahora sacará es para el aumento de capital (compra de cocina y pollo) que adquirirá de las ferias de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará en las plazas de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es viuda y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y el crédito con facilidad.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid