Playa Verde Group
This loan will help these microentrepreneurs. Sancrestina notes that she has had three loans with Pro Mujer, which she joined because of the publicity campaign the institution carried out in her area. She currently has a neighborhood store and makes skirts. She runs both businesses out of her home, which gives her a big advantage in educating her children.
This loan will increase her working capital and allow her to buy fabrics from wholesalers in the city of El Alto and then use them to fill her customers' orders. This business helps her bring in an income to support her family, since she is married and has five children.
When we ask her what she likes about Pro Mujer, she answers that she likes the low interest rate.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sancrestina es integrante, ella indica que es el tercer ciclo que integra Pro Mujer, ingresando por invitación de la promoción que realizó la institución en su zona. En la actualidad ella tiene un negocio de tienda de barrio y elaboración de polleras; ambos negocio los trabaja en su domicilio lo que es una gran ventaja para la educación de sus hijos.
El crédito que ahora sacará es para el aumento de capital del trabajo en pollerería (compra de tela) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el bajo interés.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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