A loan of $1,900 helped a member to invest in working capital and stock up her business with consumable goods such as rice, beans, sugar, milk, bread, detergent, salt, eggs, cheese, creams, and soap.


San Fernando Ii Group's story

The "San Fernando II" communal bank has nine members - eight women and one man. They are all responsible parents, with a total of twelve children under their charge. The members are originally from Sauce, in the north of the country and can be characterised as responsible, hard-working and as people with a desire to move ahead in life. Unfortunately, due to a lack of money, they were not able to study and were forced to work from a young age in order to help with household costs.

Thanks to her effort and her desire to prosper, the communal bank's coördinator, Modesta, has a grocery store. There she sells consumable goods in small quantities - she sells rice, beans, sugar, milk, bread, detergent, salt, eggs, cheese, creams and soap. She works some twelve hours a day selling her products. The objective for this loan is to invest it in working capital and to stock up her business with consumable goods so that, in the not-too-distant future, she can earn a higher income. The "San Fernando II" communal bank is grateful to Kiva lenders who are providing people with few resources and countries, such as Nicaragua, with the opportunity to have a decent job.

In this group: Rosalina , Norma , Maria Leonor , Modesta Aurora , Zacarias Del Socorro , Maria Marcos , Santos Isabel , Aleyda Del Carmen, Leonidas Del Carmen

Translated from Spanish by Kiva volunteer Iain Gaw



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Loan details