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Jose Efrain

Update on Jose Efrain

Jose has been presented with the necessity of applying for a new loan, since he requires more work capital to begin sowing corn. This investment will help him buy the agricultural supplies that he needs, such as: corn seed, compost, herbicide, and pesticide, among others.

The previous loan helped him to increase his income, which he invests in his home expenses. Thanks to this loan he has improved his economic conditions and his family has very good health.
View original language description ↓
José, se le presenta la necesidad de optar por un nuevo préstamo, ya que requiere de más capital de trabajo para el inicio de la siembra de maíz; esta inversión le ayudara a comprar los insumos agrícolas que necesita, tales como: semilla de maíz, abono, herbicidas, pesticidas, plaguicidas, entre otros.
El crédito anterior le ayudo a aumentar sus ingresos y los invierte en los gastos del hogar. Gracias a este crédito ha mejorado las condiciones económicas y se encuentran muy bien de salud su familia.

Previous Loan Details

José is a farmer who grows basic grains. He is 23 years old and has a partner and a one-year-old son. He lives with his parents and farms in order to help his family with the household expenses. He has been running his own business for three years. José is requesting this loan to buy three ... More from Jose Efrain's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 511
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Jose Efrain to buy corn seed, compost, herbicide, and pesticide, among others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 12, 2013
Currency Exchange Loss:
Jan 18, 2014
This photo was used before for a previous loan for Jose Efrain. It was first posted on Kiva on Mar, 2013. Learn More