A loan of $1,475 helped a member to buy household items to sell.


Balikuddembe Kigenya Group's story

Kigenya is located on a busy road of Mutukula-Masaka as has members dealing in several activities like shopkeeping, timber and farming. These members include Fred, Margret, Mary, Mbanga, Siraje, Margret and Charles.

Margret is a divorcee, aged 27, and a mother of two, of whom one child goes to school. Her business is a retail shop, and she works seven days a week and 13 hours each day. She will use the loan to buy household items for sale in the retail shop.

She started her business in 2006 because it seemed well earning. Her clients come from the area and include passersby. The major challenge with her business is an unending list of debtors. She is going to use the loan for increasing the stock.

Her future hope is to buy a plot and build herself and her family a residential house.

Her word to lenders is to understand their clients, especially when they have an explanation for their failure to pay. The man kneeling is a group member who is still saving and hopes to get a loan in the next cycle. He signed the waiver form, though. The lady standing behind is a Ugafode staff member.

In this group: Siraje, Mbanga, Fred, Charles, Margret, Margret, Mary
*not pictured


Loan details


Lenders and lending teams



Loan details