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Balikuddembe Kigenya Group
In this Group: Siraje, Mbanga, Fred, Charles, Margret, Margret, Mary
Kigenya is located on a busy road of Mutukula-Masaka as has members dealing in several activities like shopkeeping, timber and farming. These members include Fred, Margret, Mary, Mbanga, Siraje, Margret and Charles.

Margret is a divorcee, aged 27, and a mother of two, of whom one child goes to school. Her business is a retail shop, and she works seven days a week and 13 hours each day. She will use the loan to buy household items for sale in the retail shop.

She started her business in 2006 because it seemed well earning. Her clients come from the area and include passersby. The major challenge with her business is an unending list of debtors. She is going to use the loan for increasing the stock.

Her future hope is to buy a plot and build herself and her family a residential house.

Her word to lenders is to understand their clients, especially when they have an explanation for their failure to pay. The man kneeling is a group member who is still saving and hopes to get a loan in the next cycle. He signed the waiver form, though. The lady standing behind is a Ugafode staff member.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 121
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,580.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Balikuddembe Kigenya Group's $1,475 loan helped a member to buy household items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 14, 2013
Currency Exchange Loss:
Mar 17, 2014