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This is the story of Saidun, son of Sugiyono:

My hometown is Kawunganten; this is small district. My parents work as laborers; if there is no work, they are jobless. This loan is really a help to me and my parents because it would ease the burden of my father. Distance from my house to school is about 100 meters, and by walking.

In school, I learn about automotive, and I choose the automotive major because I love it. After graduation, I want to work at an automotive factory. I hope I can be excellent in school.

My hobby is playing football, and at home I usually help my parents to do their housework. I just want to say many thanks to every lender and this loan; also this program that helps with my school fees.

In the picture are Mr. and Mrs. Sugiyono and their son, Saidun.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 77
    View loans »
    Indonesia Loans Fundraising
  • $5,747,225
    Funds lent in using Kiva
  • 11,483.2
    Indonesia Rupiahs (IDR) = $1 USD