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Viktorya is an experienced agronomist from the village Banavan of Ararat region. She has run her agribusiness for more than 10 years. Viktorya lives with her husband and son, who help her in selling the agricultural products in the local market. Agribusiness is an important source of the family's income and plays an essential role in their lives.

Viktorya cultivates tomatoes, peaches, apples and plums. Now she and her family want to expand the cultivation of the fruits and vegetables. A loan of $3,000 will be a great support for the hardworking family for purchasing new land and some fertilizers. They rely on the lenders' support to gather the needed amount of financial resources and to continue their hard work.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Viktorya to pay for new land and fertilizers.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 12, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 14, 2013