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Haleluya Group
In this Group: Lucy, Aggrey, Felician, Rose, Oswald, Maimuna, Said, Christina, Frank, Maua
Lucy, who is in her early 50s, is married and a mother of six children. Four of Lucy's children are grown and married, while two are in school. Lucy, together with her husband, has been managing them leaving by running two businesses: charcoal, which is under Lucy, and stationery, which is managed by her husband. They have been in these activities for three years now. Lucy's charcoal activities run from 6am to 8pm daily, and she is able to earn a small profit per month.
From Tujijenge Tanzania, this is her 9th loan request which will be used to buy stationery items and more sacks of charcoal. She used her previous loans to stock more charcoal and assist her husband in restocking a few stolen stationery items, like TVs. Lucy has paid back all her previous loans successfully. She used her business profit to cover home expenses and school fees. Lucy has dreams to give her children better education and to build a nice family house.
She will share this loan with her loan group" HALELUYA" which totals 10 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,727,250
    Funds lent in using Kiva
  • 1,612.9
    Tanzania Shillings (TZS) = $1 USD
A portion of Haleluya Group's $4,300 loan helped a member to buy stationery items and more sacks of charcoal.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 14, 2013