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Ochiloy I. is 37 years old. She is divorced and the mother of three children. After the divorce from her husband, Ochiloy had to find ways to provide for herself and her three children. For ten years she has had a business baking and selling the national bread “lepeshka”. It has now become a family business as the children of Ochiloy are grown-up and they are helping their mother.

Ochiloy is a cheerful, hard worker despite the difficulties she faces. She has received and repaid two loans from IMON which have helped create stability for her business. Today Ochiloy is requesting a loan of 1000 USD with a term of 12 months. She is planning to purchase flour and coal required for baking the national bread, “lepeshka”. This purchase will enable her to increase her sales, to earn more so she can provide her children with a good education. With your help this will be possible.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ochiloy purchasing flour and coal required for baking the national bread, “lepeshka”.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 4, 2008
Aug 20, 2008
Currency Exchange Loss:
Oct 15, 2009