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Gladys Ernestina
Gladys Ernestina has a business where she sells food in one of the Leon city markets. She has been doing this for 15 years in order to support her family.

Gladys Ernestina travels to her work place at 6:00 am and opens at 7:00 am to prepare the delicious dishes that her customers want. She finishes at 5:30 pm Monday through Saturday, and at noon on Sundays.

She will use the money from this CEPRODEL loan to buy ingredients such as rice, beans, sugar, cooking oil, beef and chicken, and spices, which will allow her to increase her earnings and in more customers.
View original language description ↓
La señora Gladys Ernestina posee un negocio de venta de productos alimenticios en unos de los mercados de la ciudad de león, se dedica a este negocio desde hace quince años para el sustento de su familia.

La señora Gladys Ernestina se traslada a su puesto de trabajo a las 6:00 am y abre su negocio a la 7 am para preparar los mas riquísimos platillos que sus clientela le solicita, finalizando a las 5:30 pm de lunes a sábado y el domingo hasta el mediodía.

El crédito que solicito a Ceprodel será utilizado para comprar al por mayor de mercadería tales como: arroz, frijoles, azúcar, aceites, carnes de res y de pollo, especies, el cual le permitirá aumentar sus ganancias y obtener mayor clientela.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gladys Ernestina to buy ingredients.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 11, 2013
Currency Exchange Loss:
Mar 5, 2014