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Benito Javier
Benito Javier has a business selling music CDs and movies in one of the markets in the city of Leon. He has been working in this busines for ten years in order to support his family. He goes to his stall at 6:00 am, opens his business at 8:00 am, and finishes at 5:30 pm from Monday to Saturday, and at noon on Sunday. The loan that he is requesting through Ceprodel will be used to buy wholesale merchandise such as: music CDs, movies and Nintendo PlayStation games, which will allow him to earn more income and improve the quality of life for himself and his family.
View original language description ↓
El señor Benito Javier posee un negocio de venta de CD de música y películas, en unos de los mercados de la ciudad de león, se dedica a este negocio desde hace diez años para el sustento de su familia, se traslada a su puesto de trabajo a las 6:00 am y abre su negocio a las 8:00 am finalizando a las 5:30 pm de lunes a sábado y el domingo hasta el mediodía.

El crédito que solicito a Ceprodel será utilizado para la compra al por mayor de mercadería como: CD de música, películas y juegos para Nintendo Play Station el cual le permitirá obtener mayores ingresos económicos mejorando la calidad de vida de él y toda su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Benito Javier to buy music CDs, PlayStation games and DVD movies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 11, 2013
Currency Exchange Loss:
Apr 16, 2014