Maria is a woman with a great desire to succeed and with a great deal of optimism with respect to her academic development. Presently she is married and has worked as a caretaker for the MINED [Ministry of Education] in her community for 10 years. One of Maria's needs is to buy construction equipment such as a soldering iron and welding machine, since her husband is a construction worker and works at the region's town hall. Since she has this need, she has made a sound decidion in coming to CEPRODEL to seek a loan to purchase this construction equipment, i.e. a soldering iron and welder, which would contribute to increasing her family's income.
María es una señora como muchos deseos de superación y con mucho optimismo en cuanto al desarrollo académico ,actualmente es casada, y trabaja como conserje en el MINED de esta comunidad con 10 años de experiencia, Una de las necesidades que la señora María es de compra equipos de albañilería tales como soldador y metabo ya que su esposo es albañil y trabaja para la alcaldía de la localidad, ya que debido a esta necesidad, le `permitió tomar la decisión sabia de visitar a ceprodel para solicitar un crédito para realizar en la compra de equipos de albañilería como soldador y metabo, lo que vendría a incrementar sus ingresos en seno familiar
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.