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Vicky is a Kubo Financiero client and this is her story.

Hello, my name is Vicky. I am a 48-year old woman and entrepreneur who loves my work, and I am always looking for ways to expand it. I started my business 18 years ago. It is a small shop where I sell candies, gifts, and other stuff. I will use the loan to buy inventory -- that way I will have more product variety and will be able to increase sales, because the upcoming months are the best of the year for sales. In september we have the Mexican independence holidays and later other celebrations.

I am a single mother, and one of my biggest accomplishments has been providing financial stability to my son and growing my business.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 13.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Virginia to buy inventory such as candies and gifts.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 14, 2013
Currency Exchange Loss:
Mar 17, 2014