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The client is from the Isla Trinitaria area in Guayaquil. Three years ago he started working as a driver after work in order to improve the family finances. He is also a seaman because he has liked this profession since he was little. He is married, and his wife devotes herself to the household chores. He has a four year old child. In the future he would like to equip his house with another cement floor and to be able to provide his family with a better future. He now needs to loan to buy parts and repair his vehicle.
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El cliente es del sector de Isla Trinitaria en Guayaquil. Empezó hace 3 años, haciendo carreras después del trabajo para mejorar su economía familiar. Además es marino, ya que es la profesión que le gustó desde pequeño. Es casado y su esposa se dedica a las labores del hogar. Tiene un hijo de 4 años. En un futuro le gustaría adecuar su casa con una loza más y poderle brindar un mejor porvenir a su familia. Ahora necesita el crédito para la compra de partes y reparación de su vehículo.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped this borrower to buy parts and repair his vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 11, 2013
Currency Exchange Loss:
Oct 9, 2014