A loan of $1,550 helped to purchase raw materials and supplies like shampoo and conditioner and workplace equipment like an air conditioner, a display cabinet and a service door.


Nancy Esther's story

Nancy, who is 50-years old, has a small beauty salon where she offers haircuts, hair styling, hair coloring, straightening creams, manicures, pedicures etc. She is separated and the mother of three adult children. She has been in this career for 36 years. When a friend taught her the trade, she was able to support her family. One year ago, Nancy started her own, independent business venture with the hope of increasing her family's income. That is why her current goal is to completely develop her beauty salon's potential, to have modern equipment and convert her salon into a sizable business. Nancy currently works from 9 o'clock in the morning until 9 o'clock at night. She runs a cash business and offers her services every day to both regular customers and walk-in customers who are referred by her current clients. Nancy purchases her supplies in wholesale warehouses, which offer better prices. It works out well for her, as she can then offer her services at competitive prices. Nancy is requesting a credikiva, her first loan with Fundación Mario Santo Domingo, through which she will purchase raw materials and supplies like shampoo and conditioner and workplace equipment like an air conditioner, a display case and a service door. With the investment, Nancy hopes for a substantial improvement in the service she can offer her customers by increasing both their comfort and their well-being.

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Translated from Spanish by Kiva volunteer Marni Siegal



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