A loan of $3,700 helped to purchase a car for her husband to serve local people as a taxi driver.


Mariam's story

Mariam is a 26-year-old, married woman. She lives in a small village of Akhalkalaki district with her husband. Nowadays, the family is out of sources of income. In the region, there is a high unemployment rate, but self-employment helps inhabitants to make a living. So, she decided to request a loan, but the local credit providers usually demand experience and some stable income from the borrowers. Her credit requests were rejected several times since she was unable to satisfy their requirements. She received a credit in the framework of a joint initiative between Kiva and Credo. The start-up program gives rural poor people the chance to start or re-start businesses. With the loan of USD 3,700, Mariam will purchase a car and her husband will serve local people as a taxi driver. They will generate the income and they will be able to cover everyday costs and also improve their living conditions in the future. With support of the start-up program, the family will tackle their financial difficulties.



Loan details


Lenders and lending teams




Loan details