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Habel is a 55-year-old man, and married to Selfiana, a 49-year-old woman. They have 7 children, namely: Arianto, 25, is working as an Ojek (motorcycle taxi driver); Sriyanti, 19, fresh graduated from senior high school; Andri, 18, and Titin, 17, are both senior high school students; Ongki, 15, and Yuniati, 11, are elementary school students and the last one is Marfin, 4.

To finance his family's needs, Habel runs a business selling gasoline. He has been running this business for years. He started this business by using his own capital of IDR 1,500,000 to buy 1 drum of gasoline, 1 drum of diesel fuel and 1 drum of kerosene and send them to Rote Island. The average income he generated from this business amounted to about IDR 150,000 – 250,000 per day.

In order to earn more income, he also works as a laborer at a port near his house. He intends to improve his business. Due to lacking enough money to do so, he has requested an individual loan from TLM of IDR 4,500,000. The loan will be spent on more gasoline and kerosene. He hopes the improvement of this business will enable him to provide a better life for his family.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,759,400
    Funds lent in using Kiva
  • 11,483.2
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Habel to purchase more gasoline and kerosene.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 12, 2013
Currency Exchange Loss:
Dec 17, 2014