A loan of $1,375 helped buy pants, blouses, t-shirts, and children's clothes.


Gloria Ramona's story

The Chimborazo communal bank meets every 2 weeks in the Picoaza parish within the city of Portoviejo. This area is known for it's shopping, traditional San Pedro and San Pablo parties, and for the happiness of its residents. This is where Gloria lives. She is 37 years old and is in a free union in which she has three children (15, 13, and 10 years old). Her older two children are in high school and her young daughter is in primary school. Her husband works in sales. Gloria works selling all kinds of clothes and Garden natural products. She sells door to door and also sells in her house, where she has a small shop set up. Most of her business comes from orders that her customers place ahead of time. She works 3 days a week during the morning hours, since afterwards she has to go home to fix her children food for when they get home from school. In the afternoon, she sometimes has time to go and sell. She makes her sales on credit and collects payments every Sunday. She has had this business for 8 years and has been able to help support her children. She will use this loan to buy additional merchandise such as pants, blouses, t-shirts, and children's clothes. She has been with this communal bank since it got started and she likes it because of the help she gets in the form of these loans. She goal is to progress with her business.

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Translated from Spanish by Kiva volunteer Patrick Bales


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