A loan of $1,275 helped buy perfume, creams, cosmetics, and imitation jewelry.

Miriam Katiana's story

In the beach community of Portoviejo, the "1 de Diciembre" communal bank meets every 2 weeks. This place is known for its beautiful beaches that are visited by many Ecuadorian and foreign tourists. It's cuisine is very diverse and delicious.

Mirian lives in this place. She is 38 years old, married, and has 4 children with her husband (ages 18, 14, 8, and 6 years old). The oldest two are in high school and the younger ones are in secondary school. Her husband is an electrical engineer.

Miriam is a great housewife who obtains her own income by selling Yanbal products (beauty products, perfume, and feminine accessories). She sells door to door and works 1 or 2 hours a day, 5 days a week. She works whenever she has spare time, since she doesn't have a set schedule. She sells her products on credit and charges every week. She has been doing this for 8 years and it has been going well for her. Perfume is what she sells the most of.

This loan is to buy perfume, creams, cosmetics, and imitation jewelry. She has been with this communal bank for 5 years and she likes it because the payments are easy to make.

Her goal is to have an inventory storehouse.

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Translated from Spanish by Kiva volunteer Patrick Bales

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