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Dennis knows finance. After graduating from Rochester Institute of Technology with a degree in psychology and business, Dennis became an assistant manager at Household Finances in Newark. Over the next 30 years he worked with various businesses on the financial side. Then in February 2011, Dennis was laid off from his job as director of credit services.

Prior to his career in finance, Dennis had learned a wide variety of skills working part-time for a friend that owned a cleaning business. He mastered floor buffing, bathroom cleaning, floor waxing, garbage removal and his favorite, window cleaning.

Two years ago, after he lost his job, Dennis bought a franchise specializing in window cleaning. He now cleans commercial property and residential homes. Today, the business is known for its dependability and unmatched customer service.

Dennis will use the funds of this loan to purchase cleaning tools that are able to reach greater surfaces on the windows. His long term goal is to grow the business and to employ ten window cleaners.

Additional Information

More information about this loan

This loan is part of the Kiva City Newark initiative in partnership with the Intersect Fund. Kiva City Newark is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.

About The Intersect Fund

The Intersect Fund (IF) is a rapidly growing, nonprofit microlender and a certified Community Development Financial Institution that equips entrepreneurs in low-income areas of New Jersey with the skills and capital they need to build profitable businesses. Since inception, the organization has served more than 500 entrepreneurs. Kiva lenders’ funds are used to impact an even greater number of entrepreneurs in New Jersey and help them boost their incomes.


About United States

  • $54,800
    Average annual income
  • 12
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,250 helped Dennis to purchase cleaning tools that are able to reach greater surfaces on the windows.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Sep 26, 2013
Currency Exchange Loss:
Nov 17, 2015