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Nikolla is an Egyptian Albanian and the father of six children. He repairs shoes. His wife Lirika, who is not in the picture because she felt uncomfortable being photographed, is requesting a loan of 100,000 Albanian Lek to fix a collapsed wall in their home and to use the rest of the loan for Nikolla’s little shoe repair business. They are indeed poor according to VFA’s poverty measurement tools and they try very hard to earn a bit of money for themselves.

“We are retirees now and we sometimes need medications and our pension is not enough. It is approximately $100/month for both [of us], when the price of medication is so very high. But anyhow, what else can we rather do than trying. People in the villages around need my services, thank God,” Nikolla said.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 106.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Lirika to fix a collapsed wall in their home and use the rest of the loan for her husband's little shoe repair services.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 11, 2013
Currency Exchange Loss:
Nov 17, 2014