A loan of $750 helped to buy pants, blouses, t-shirts and children’s clothing.


Martha Elena's story

Martha is 41 years old and a member of the San Esteban community bank, which meets every 15 days in Charapoto, where she lives. This area is known for its traditional culture and two of the best beaches in the province, San Jacinto and San Clemente.

Martha is married, and with her husband has two children, ages 10 and 12, who both go to school. Her husband is a fisherman.

Martha balances her time between her home and her business. She works selling all types of clothing door-to-door. She also sells clothes from her home to people she knows who come to see her when they need something new to wear. Martha says she works every morning because she can take advantage of her children being in school. She sells her clothing on credit, and she bills her customers every 15 days. Once a month Martha buys her merchandise in Guayaquil. She says she has been selling clothing for ten years and that she does pretty well.

Martha will use this loan to buy more merchandise such as pants, blouses, t-shirts and children’s clothing. She says she has been a member of the community bank for eight years, and she enjoys the benefits she receives for being a member. Martha says her dream is to give her children the best.

Translated from Spanish by Kiva volunteer Graham Robinson


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