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Annielle's Group
In this Group: Annielle , Marcelline, Séraphine
This group is composed of three persons, who reside in the same district. The group's representative, Annielle (with her hand raised in the photo), is 36 years old. Annielle has had little schooling. She is married to a man named Vincent. The couple have one child, in school and in their care, and jointly ensure that the household expenses are covered. To meet the needs of her family, Annielle has been selling a variety of products (soaps, sugar, milk, …) in her region for seven years. She gets her supplies from a market in Benin. With the goal of bolstering her business and earning the loyalty of her customers, Annielle joined with the other members of her group to request an initial loan from ALIDé.
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Ce groupe est composé de trois personnes qui résident dans le même quartier. La représente du groupe, nommé Annielle (celle qui a la main levée sur la photo) est âgée de 36 ans. Annielle a très peu fréquenté l’école. Annielle est mariée à un certain Vincent. Le couple a un enfant, scolarisé et à leur charge. Le couple assure ensemble les charges du ménage. Pour répondre aux besoins de sa famille, Annielle vend divers produits (savons,sucre,lait...)dans sa région depuis sept ans. Annielle s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, et de fidéliser sa clientèle Annielle s’associe aux autres membres de son groupe pour solliciter un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 499.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Annielle's Group's $325 loan helped a member to purchase a variety of goods (soaps, sugar, milk, ...).
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 13, 2013
Currency Exchange Loss:
Apr 18, 2014