A loan of $950 helped to buy more fertilizers for use in the rice production.


Denys's story

Denys is 58 years old. He is a father of five children. All his children attend school. With the loan, he will buy more fertilizers for use in the rice production for a better output. The profits anticipated in the produce will be used to reinvest in the rice farming. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details