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Nora lives in the village of Dalarik in Armavir region with her family--her husband and two sons (six and nine years old). Her husband is a labor migrant in Russia. To be able to cover the family’s daily costs, Nora is currently working in the private sector. The family struggles every day for a daily living and for the sake of their small children. They have livestock, consisting of cows, piglets, and hens, which is an important source of their income. In order to maintain the breeding of the livestock, the family currently needs financial resources of USD 1,200 to buy an ox and forage. The lenders' support in collecting the needed amount of the loan will greatly help the family to take care of themselves and to continue their activities in a sustainable way.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 164
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nora to pay for an ox and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 9, 2013
Sep 11, 2013
Currency Exchange Loss:
Apr 16, 2014