A loan of $975 helped to buy more fertilizer for growing rice.

Jean Nepo's story

Jean Nepo is 35 years old. He is married, with two children aged between three and thirteen. His wife works as a farmer, and they have spent more than 15 years farming.

Jean Nepo will use the loan to buy fertilizer. The profits from the produce will be used to build a house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009).

Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to agricultural activities as high risk because the profitability of these activities is so affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market, and it is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

Lenders and lending teams

Loan details