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Suren is 45 years old and is a hard-working man. He lives in the village Debed in Lori region. He is married and has three sons. The elder son is on military service and other two are still school-aged. His wife does not work outside the home and together they manage to take care of their farm. They have four cows, two bulls, a piglet and a lot of chickens. In summer months, Suren keeps his farm cattle in the village's nearby pastures. In all these of activities, his wife and two sons help him greatly. For animal fodder, Suren uses the hay that he mows himself. But for winter months, the hay is not enough for the cattle to be fed.
Suren asks for a loan of 300.000 Armenian drams to buy animal fodder for winter months such as grass, barley and wheat.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 412.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Suren to buy animal fodder for winter months such as grass, barley and wheat.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 11, 2013
Currency Exchange Loss:
Nov 17, 2014