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Gift Keko Flat Group
In this Group: Hilda, Kasimu, Jesca, Mariam, Mwanaarafa, Adam, Regina, Gerald, Grace, Hawa, Hidaya, Fatuma, Upendo, Mariam, Leonard, Kephas
Hilda, who is in her late 30s, is married and has three children. Two of her children attend school, while the third is still too young for school. For seven years now, Hilda has been managing her life expenses by running a shop selling food like baking flour, maize flour, cooking oil, sugar, etc. Hilda is doing great in her business. She works from 7:00am to 10:00pm daily and is able to earn a good living each month.

This is Hilda’s tenth loan request from Kiva partner Tujijenge Tanzania. She used her previous loans to start selling home utensils like plates, bowls, and different kinds of spoons. She also used loans to restock more food items for her shop. Hilda has paid back all of her previous loans successfully. With the profit she earned, she bought a plot of land where she built a house, and she paid school fees and home expenses. Hilda will use this loan to restock more utensils. She dreams that one day she will be able to own a wholesale business selling cold drinks.

Hilda will share this loan with her loan group "Gift Keko” which totals 17 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 31
    View loans »
    Tanzania Loans Fundraising
  • $16,092,800
    Funds lent in using Kiva
  • 1,613.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gift Keko Flat Group's $4,300 loan helped a member to buy utensils to sell in her shop.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 11, 2013
Currency Exchange Loss:
Jan 17, 2014