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Gulchehra is an honest, conscientious woman. She is 41 years old. She is married and raising 3 children. Her children, Golib, Olim and Durdona, still do not have a source of income. Her husband Rustam grows onions and wheat. Gulchehra has over 15 years of experience in animal husbandry. She has a great deal of experience in this business. Gulchehra fattens cattle for several months and then sells them on the local market at a higher price. Gulchehra wants to renovate her house, because her house is in poor condition and is not up to living standards. She has requested a loan of 6500 TJS for the purchase of construction materials such as cement, wood, and so forth. She awaits your kindness and hopes for your mercy.
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Гулчехра добросовестная женщина. Ей 41 года. Она замужем и на воспитании имеет 3 детей. Дети Голиб, Олим и Дурдона еще не имеют источника дохода. Ее муж Рустам занимается выращиванием лука и пшеницы. Гулчехра в течение 15 лет занимается скотоводством. Она имеет большой опыт по данному бизнесу. Гулчехра откармливает скот несколько месяцев и продает на местном рынке по более высокой цене, чем она приобрела. Гулчехра хочет отремонтировать свой дом, так как ее дом имеет плохое состояние и не отвечает стандартам жилья. Она запрашивает займ на сумму 6500 сомони для покупки строительных материалов как цемент, древесина и т.п. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,375 helped Gulchehra to buy building materials such as cement and wood to repair her house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 14, 2013