A loan of $1,175 helped to buy cattle.


Phenehas's story

Phenehas is a repeat borrower at the branch. He is married and has five children who are all in school. His major source of income is cattle trading, which he started in 2009. He gives the cattle trade business an average of four hours per day and he also gets income from brick-making, which is his other source of income that he does when he is off from the cattle trade business. The business is located in a rural area of Rwenkurejo-Bugongi sub-county--Sheema District--and his main clients are the local traders in that area. He hopes to give his children a decent education using the profits he gets from the business. Phenehas describes himself as a hardworking man but says the competition he faces sets him back. He will use the loan to buy cattle to sell.
He thanks kiva lenders through Ugafode for the partnership and support.



Loan details


Lenders and lending teams




Loan details