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Joram is 37 years old and the father of three children, of whom all are currently studying in school. For the last nine years, he has earned a living by selling goods from his general store in Mpeketoni, Lamu, where he earns a monthly profit of 13,000 KES.

Joram is applying for his fourth loan of KES. 50,000 to purchase additional stock needed for his business. He will use the profit from the business to pay for school fees, purchase food for the family and expand the current business. Joram hopes to own his own supermarket in future so as to improve his family's financial stability.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.


About Kenya

  • $1,800
    Average annual income
  • 534
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Joram to purchase additional stock of goods for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 11, 2013
Currency Exchange Loss:
Sep 17, 2014