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Ecole Faraja Group
In this Group: Musimbwa, Mwirafulu, Kashira, Bukaba, Cizungu, Kadosi, Kasa Mayi, Kambale Byabwishi, Masiri, Kasereka, Buira, Nsimire
The client, Kadosi, is the leader of the business collective of teachers from the Faraja School. He is 49 years old and the father of five children, all of whom attend school. His wife is also an elementary school teacher. The client makes a living from his work and is comfortable with his profession. The new loan will help him with the construction of his home. Thus, he wishes to renew his loan afterwards to launch a business project. In conclusion, he thanks Hekima for supporting teachers with their microcredit loans.
View original language description ↓
Le client Kadosi est leader du collectif d’affaire des enseignants de « l’école Faraja», âgé de 49 ans et père de 5 enfants qui étudient tous. Son épouse est aussi une enseignante dans une école primaire. Le client vit de son travail et il est confortable de métier. Le nouveau prêt va lui servir dans son projet d’habitat (construction). Ainsi, il souhaite renouveler son prêt prochainement et lancer le projet de commerce. Au finish, il remercie fortement Hekima pour son soutien en microcrédit aux enseignants.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 7
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A portion of Ecole Faraja Group's $9,500 loan helped a member to help construct his home.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 23, 2013
Currency Exchange Loss:
Oct 23, 2013