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Flordecita earns a living by selling ready-to-wear products. She is 59 years old and single, and she lives in Dapaon, Sindangan, Zamboanga del Norte.

She is now well known for the nice quality of the products she offers. She has already purchased some new finished products and been able to save from doing that. Her business is self-sustaining and has become profitable, with a net profit of about PHP 6,000 per month.

Flordecita is seeking a PHP 10,000 loan. She would like to use the money to purchase special items.

This is a microfinance loan, and it would be repaid in few months. In her two previous loans, she has never had a delinquency.

Flordecita is very diligent and loves accuracy, which only adds to her effective management of her venture.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 337
    View loans »
    Philippines Loans Fundraising
  • $65,925,350
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Flordecita to buy products to sell, such as dry goods and ready-to-wear.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Sep 10, 2013
Currency Exchange Loss:
Feb 17, 2014