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Julia Rosa
Julia, age 25, lives in the city of Pisco. In order to be able to get ahead, she works as an employee of a small distributorship in the city. With the fruit of her humble work she is able to pay the household expenses. She is a single mother, and she has a little two year old. Julia believes that it is going well for her because she is responsible and, above all, she is honest.

Julia is very grateful to the Kiva lenders. Thanks to the help they have given her, she will be able to buy a computer. With the computer she will be able make her reports in an adequate manner. This way she will be able to continue putting forth great effort to make her biggest dream come true. Her dream is to finish her degree.
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Julia tiene 25 años de edad, vive en la ciudad de Pisco y para poder salir adelante trabaja como empleada en una pequeña distribuidora de su ciudad, con el fruto de su humilde trabajo puede solventar los gastos de su hogar a que ella es madre soltera y su pequeño tiene 2 años de edad; Julia cree que le está yendo bien porque es responsable y sobre todo honrada.

Julia está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una computadora, con lo cual podrá realizar sus informes de manera adecuada y así poder seguir esforzándose por hacer realidad su más grande sueño:” Terminar una carrera profesional”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,487,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD