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Solidario Claveles Group
In this Group: Rosaria, Valentina , Hilda
Rosaria, 37 years old, is a member of this group. She has had a bakery for 12 years. Very early in the morning, she starts cooking bread so that it is ready for when her customers visit. She is taking this chance to request a loan to buy flour and supplies for making bread. The quality of her bread has led to an increase in customers, but she still doesn't have sufficient capital, so she is requesting the help of Kiva to continue growing her business.
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Solidario Claveles
Este grupo esta conformado por la señora Rosaria de 37 años de edad, ella tiene una panaderia desde hace 12 años, desde muy temprano empieza su actividad en la elaboracion de pan para cuando sus clientes la visitan ya tiene para la venta, en esta oportunidad esta solicitando este credito para la compra de arina y materiales para la elaboracion de pan ya que por la calidad de pan que vende sus clientes han aumentado y no tiene el suficiente capital para trabajar entonces esta solicitando la ayuda de kiva para seguir creciendo en su negocio.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 49
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Solidario Claveles Group's $1,275 loan helped a member to buy flour and supplies for buying and selling bread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 8, 2013
Currency Exchange Loss:
Sep 17, 2014