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El Bienestar Group
In this Group: Alexandra Del Socorro, Flavia Griselda, Edelberto Jose
The “El Bienestar” group (The wellbeing group) has three successful members. One of them is Alexandra, who is 30 years old and lives with her partner and her two children, who are 14 and 9 years old. During the last two years Alexandra has worked selling cosmetics through the ‘Arabela’ catalogue, and she is now requesting this loan to buy additional cosmetics such as perfumes, nail polish, lipstick and facial creams. The other group members are Flavia and Edelberto. Flavia is 37 years old and sells soft drinks, curd and cheese, as well as credit for prepaid mobile phones, while Edelberto is 39 years old and he is a carpenter.
View original language description ↓
El grupo lo conforman tres socios de éxitos uno de ellos es Alexandra mujer de 30 años de edad, acompañada, con dos hijos de 14 y 9 años, su negocio es la venta de cosméticos por catálogo de Arabela desde hace 2 años. El crédito lo requiere para comprar cosméticos al contado como perfumes, pinturas de uñas, labiales, cremas faciales. Flavia mujer de 37 años su negocio es la venta de frescos, cuajada, queso, recargas y Edelberto hombre de 39 años de edad y su negocio es una carpintería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Bienestar Group's $450 loan helped a member to buy cosmetics such as perfumes, nail polish, lipstick and facial creams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 12, 2013
Sep 27, 2013
Currency Exchange Loss:
Jan 18, 2014