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Dúo Santa Otilia Group
In this Group: Ruth Nohemi, Ruth Sarai
Dúo Santa Otilia

Ruth Sarai, age 26, is single. She has had a tortilla business in Chimaltenango for two years. Due to her efforts, she has managed to establish a better life through her business. She has kept up, and she has gotten her family ahead. Ruth's dream is to be able to improve her quality of life and that of her family through the microloan that she is requesting from FAPE. She wants to use the loan to buy corn in order to make tortillas. She will do this in order to continue growing with her tortilla business. She is hoping that you are able to help her with the requested loan.
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Dúo Santa Otilia
La señorita Ruth Sarai de 26 años de edad, soltera, desde hace dos (2) años posee una Tortillería ubicada en Chimaltenango, que a base de esfuerzos logro establecer y mejorar su vivienda, a través de su negocio ella ha mantenido y a sacado a delante a su familia.
El sueño de señorita Ruth es poder mejorar la calidad de su vida y la de su familia a través del microcrédito que está solicitando a FAPE; con el préstamo quiere comprar Maíz para la elaboracion de tortillas para seguir creciendo con su tortillería esperando que ustedes le puedan ayudar con el credito solicitado.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 40
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dúo Santa Otilia Group's $400 loan helped a member to buy corn in order to make and sell tortillas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 12, 2013
Sep 8, 2013
Currency Exchange Loss:
Dec 17, 2014