A loan of $550 helped to buy snacks, groceries, soft drinks, and other basic needs items.

Rosa Maria's story

Rosa, age 35, lives with her husband and their two children, ages five and six. They live a municipality with a lot of artisan tradition and commerce in the Bolívar department. In order to generate income to support the family expenses, she decided to undertake a business selling vegetables with her siblings several years ago.

Little by little, her life picture was expanding, as were her opportunities to generate more profits. Therefore, she decided to invest in snacks, groceries, soft drinks, meat, and dairy products to sell on a retail basis. She took note that this was a need that her neighbors and people in surrounding areas had that was not met.

As she located herself at a commercial spot where there was a small store, she managed to impact her clientele. Now her desire to grow is unstoppable. Her goal for later on is to manage to have a warehouse and to sell wholesale. This way she would be stocking the small stores that exist in the area.

Her biggest challenge is not having enough working capital to manage to, little by little, fulfill her dream of prosperity. However, as she has great discipline in her work, she has approached the Fundación Mario Santo Domingo to apply for a Kiva loan. With the loan she will buy products with greater turnover in larger volume and sell at better prices.

With this loan she will buy snacks, groceries, soft drinks, and other basic needs items. Her inventories will be well-stocked in order to impact her loyal customers and those that she has not yet met.

Translated from Spanish by Kiva volunteer Ginny Kalish

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