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Julia  Estela
Julia lives in her own house. Her husband and children live in the United States. She has sold tortillas for the past few years. She is a friendly, responsible, honest person who is dedicated to her work. She has a good income and there is much demand for her product because of it's quality and cleanliness. Thanks to her efforts she has managed to pay some of her expenses.

Julia is requesting a loan to buy corn by the quintal, lime and utensils she uses in the elaboration of her tortillas. She hopes that through this she will be able to create more income, fulfill the demand she now has and improve her quality of life.
View original language description ↓
Doña Julia vive en casa de propia, su esposo y sus hijos viven en EEUU, Ella se dedica a la venta de tortillas desde hace varios años, es una persona amable, responsable, honesta y dedicada a su trabajo, posee muy buenos ingresos ya que su negocio posee mucha demanda por la calidad e higiene con que elabora sus tortillas, gracias a su trabajo ha logrado solventar algunos de sus gastos. Doña Julia solicita un crédito para la compra de maíz por quintales, cal y otros utensilios que se utilizan para elaborar las tortillas y de esta manera obtener mayores ingresos, abastecer la demanda que posee y mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 441
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Julia Estela to buy corn by the quintal and lime.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2013
Sep 7, 2013
Currency Exchange Loss:
Jun 19, 2014