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Jehova Nice Group
In this Group: Rosa, Nora Amalia, Esperanza

Update on Jehova Nice Group

This group is made up of three hardworking partners. Esperanza is one of them. She is 50 years old, single, and has had a store in her home for 15 years. She has been working with the institution for six years and needs this loan to buy rice, raw beans, cooking oil, sugar, soap, ace, bleach, soft drinks, and dairy products. Rosa, age 72, sells silver accessories; and Nora, age 45, sells chicken.
View original language description ↓
Este grupo lo conforman tres socias luchadoras una de ellas es Esperanza mujer de 50 años de edad, soltera, su negocio es una pulpería que tiene ubicada en su domicilio desde hace 15 años, es cliente de la institución desde hace 6 años el crédito lo requiere para la compra de granos básicos como arroz, frijoles crudos, aceite, azúcar, jabón, ace, cloro, gaseosas, productos lácteos. Rosa mujer de 72 años de edad su negocio es la venta de prendas de plata y Nora mujer de 45 años de edad y su negocio es la venta de pollo.

Previous Loan Details

This is a group that is made up of five members, who are all small-business owners. One of them is Angela, who has been running a small grocery store out of her home for the past 20 years. She is 57 years old and has one adult child. She will use the loan to buy basic grains such as rice, beans, ... More from Jehova Nice Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Jehova Nice Group's $1,150 loan helped a member to stock her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Sep 27, 2013
Currency Exchange Loss:
May 17, 2014