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Rafael is married and has four children; three of whom are on their own and one who is school aged and lives with him. They have a two room house located in La Paz.

He currently works as a salaried driver for more than eight hours a day and sometimes all night. He and his wife also sell salchipapas at concerts or fairs in the coliseum. He is asking for this loan to buy two salchipapa carts because he wants to increase his income to be able to cover the cost of tuition, food, and pay for basic services.

Rafael’s dream is to build more homes so he can put up his children who currently live in rented homes. He wants to provide them with comfort and security.
View original language description ↓
Rafael es casado y tiene cuatro hijos de los cuales tres ya son independientes y solo uno vive con el que esta en etapa escolar, viven en casa propia ocupando solo dos habitaciones, la casa se encuentra ubicada en la ciudad de La Paz.
Actualmente trabaja como chófer asalariado por mas de ocho horas al día y a veces durante toda la noche,también vende salchipapas en los conciertos o ferias en el coliseo junto a su esposa, es para ese negocio que solicita el crédito ya que desea comprar dos carritos salchipaperos para la venta ya que desean mejorar sus ingresos para poder cubrir los gastos de educación, alimentación y pago de servicios básicos.
El sueño de Rafael el construir mas habitaciones para poder acoger a sus hijos los cuales viven en casas alquiladas, desea darles comodidad y seguridad.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.


About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Rafael to buy a food cart.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 7, 2013
Currency Exchange Loss:
Oct 7, 2013