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Garnik lives in Sevan city. He is married and has two daughters. His wife works at the local school as a teacher of mathematics. Both his daughters have higher education and now the elder one is employed.

Garnik has graduated Yerevan State Economical Institute and has a specialty as an economist. For several years, he has worked as an inspector, and now he works at the territorial Inventory subdivision as a service office manager.

In the near future, Garnik’s elder daughter is going to get married. Her parents are very pleased and happy for their daughter since the young man who is going to be her husband is very clever, educated, and prosperous person.

Garnik asks for a loan of 1,000,000 Armenian drams in order to organize his daughter’s wedding party properly and as nice as she wishes.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 410.4
    Armenia Drams (AMD) = $1 USD
A loan of $2,450 helped Garnik to organize his daughter’s wedding party properly and as nice as she wishes.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 10, 2013
Currency Exchange Loss:
Oct 10, 2013