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Tsotsoo's Group
In this Group: Tsotsoo, Grace , Ago , Leticia , Rita , Zelita
The six members of this group are married women, who average 36 years of age and two children each; they all live in the same neighborhood in Teshie in the Republic of Ghana. They all take a loan from ID-Ghana, and repay without trouble; they sell slippers, smoked fish, fried fish, bread, noodles, and plastic baskets.

Tsotsoo is a kenkey (cooked corn paste) and fried fish seller, and she has been doing this work for 15 years. She is standing second from the left in the photo. With her loan amount of GHS 1,200, she intends to purchase one carton of fish and a bag of maize to prepare kenkey and fish, so that she can sell it to customers.

She plans on making a profit of GHS 700 from this loan. This profit will enable her to repay her loan, and also to help her husband to cover day-to-day expenses.

Together, the group is taking a total amount of GHS 3,300 which would be used to purchase various items to boost their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tsotsoo's Group's $1,575 loan helped a member to purchase one carton of fish and a bag of maize to prepare kenkey and fish, so that she can sell it to customers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 10, 2013
Currency Exchange Loss:
May 17, 2014