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Haleema, a 53-year-old married woman, has successfully built her small restaurant with her husband, who is also shown in the photo. They have six years of experience in running their enterprise and have become famous in their town for proving the best quality of service.

With a good repayment history Haleema, who previously took a loan to purchase furniture and utensils, is now requesting her sixth one for Rs, 45,000 to purchase a stock of rice and grains along with packs of oils, salt and spices. These purchases will enable them to cater to more customers.

Haleema is hopeful that she can increase her income and improve her family's standard of living by providing quality food at a reasonable cost.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 368
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Haleema to purchase a stock of rice and grains along with packs of oils, salt and spices.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 10, 2013
Currency Exchange Loss:
Sep 25, 2014