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Farzana is a 39-year-old, vigorous, married woman. She has a business doing hand embroidery. She is passionate about her work, and client demand is strong. Her embroidery patterns are very popular on her street and she is the best earning resource in her household. She is a mother of seven children. She wants to grow her business, so she requested a loan of PKR 30,000 to buy raw materials such as threads, sequins and pearls in large quantities to complete the orders of her customers on time. She is in her third loan cycle and has a good repayment history. She shared her dream of running a training center for girls in her village, and is also interested in opening her own shop in the market to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Farzana to buy raw materials such as threads, sequins, and pearls in large quantities for her embroidery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 10, 2013
Currency Exchange Loss:
Sep 17, 2014