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Chynar is 49 years old, married, and has four children. She is educated and teaches at a school, and is highly respected in her community.

As an additional source of income for her family, Chynar also raises livestock. She started 7 years ago by purchasing livestock for 35,000 KGS. Thanks to her hard work, Chynar now has one dairy cow, one heifer, 12 sheep, and one horse. Her income is 20,000 KGS. In order to grow her business, Chynar is requesting a loan from Bai Tushum & Partners in the amount of 100,000 KGS to buy sheep and add to her livestock. Chynar plans to reinvest her earnings from this microloan in her business.
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Чынар 49 лет, замужем, вместе с супругом воспитывают 4 детей. У Чынар - высшее образование, работает преподавателем в местной школе, имеет большой авторитет среди сельчан. Чынар в качестве дополнительного дохода для своей семьи занимается животноводством, стартовав 7 лет назад, с покупки скота на 35,000 сом KGS. Благодаря упорному труду Чынар, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 телка, 12 овец, 1 лошадь. Ежемесячный доход составляет 20,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Чынар обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец для увеличения поголовья скота. Доходы от кредита Чынар планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Chynar to buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 17, 2013
Sep 13, 2013
Currency Exchange Loss:
Mar 19, 2015