A loan of $225 helped to conduct cosmetics sales.

Nurgul's story

Nurgul is 46 years old, divorced, and has two children. Nurgul has a specialized high school education. As the main source of income for her family, Nurgul has been involved since 2010 in selling cosmetics, having started this business with 10,000 som KGS. Thanks to her hard work, Nurgul was able to develop and grow her trade. Her activities bring in about 10,000 som KGS monthly, which provide the basis for food and household expenses for the family. Profits from the business allowed Nurgul to expand her inventory.

With the aim of further developing her business, Nurgul appealed to the microfinance bank Bai-Tushum and Partners for a loan of 10,000 som (KGS) to buy cosmetics for subsequent resale.

Income from the loan will help Nurgul to expand her inventory, and similarly the resulting profit will help to raise and educate her children in good conditions.

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Translated from Russian by Kiva volunteer JD Bergeron

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