A loan of $2,075 helped to buy cows.


Elmira's story

Elmira is 50 years old, married, and is currently raising 3 children together with her husband. She has a university education, and most of her family’s income comes from raising livestock and growing crops, having started nearly 15 years ago with 10,000 KGS’ worth of cattle. Thanks to her determined efforts, her farm now has 5 dairy cows and 5 horses, as well as 2.55 hectares’ worth of land for growing alfalfa and barley each year, and her monthly income has risen to 10,000 KGS.

To develop her farm further, Elmira is requesting a loan of 100,000 KGS from the microfinance bank Bai Tushum and Partners; she hopes to use the money to buy more cows and increase her herds. She plans on using the additional income that the loan will allow her to continue to buy more cows, as well as to save money for her children’s education.

Translated from Russian by Kiva volunteer Ian Hamel



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